car insurance Supply NC Every year, more cars travel our roads and freeways. As this number goes up, the possibility of accidents also goes up. If you get in a car crash, the auto insurance you have can make a large difference in how much you have to pay. But why do you need insurance and exactly how much should you purchase? Your car insurance may be able to pay for the expenses from a car crash ranging from car repairs to replacement costs. Your state or province definitely mandates some type of auto insurance. Without insurance, you risk having to pay the full price of the harm or injury you cause others or to repair or replace your vehicle if it is damaged or stolen. Liability: Personal injury and property damage that you are responsible for will be paid for under this type of insurance. If you are in legal trouble, it also pays your legal fees. State laws typically mandate minimum amounts of liability insurance, but larger amounts can be purchased and are very beneficial. Personal Injury Protection: Personal injury protection pays for all medical treatment for you and your passengers, no matter who was responsible for the collision. It is mandated in some states and optional in others. The minimum amount of this insurance is usually set by the state. Medical Payments: This type of coverage can be purchased in states that are not considered no-fault and will pay regardless of who is responsible for an accident. If this policy is purchased, the insured person will receive payment for reasonable medical and funeral expenses. Collision: Damages resulting from a collision will be paid for under this kind of car insurance. Comprehensive: This applies if your vehicle is stolen or damaged by causes other than an accident, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Pays for damages when an insured person is in an accident caused by a driver who does not have liability coverage. Under-Insured Motorist: Pays for collision expenses when an insured person is in an accident caused by a driver who does not have enough liability insurance to cover the full amount of the damages. Other kinds of coverage, including emergency road service, are also available.
Source: http://www.glhfcasting.com/car-insurance-supply/
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