বুধবার, ২৯ আগস্ট, ২০১২

Pregnancy duration predicts stress response in the first months of life

ScienceDaily (Aug. 28, 2012) ? After waking up, the concentration of the stress hormone cortisol in saliva rises considerably; this is true not only for grown-ups but for babies as well. A research team from the Ruhr-Universit?t Bochum and from Basel has reported this finding in the journal Psychoneuroendocrinology.

"This gives us a new, non-invasive and uncomplicated possibility to already research the activity of the stress system during infancy," Prof. Dr. Gunther Meinlschmidt, of the Clinic of Psychosomatic Medicine and Psychotherapy at the LWL University Hospital of the RUB, said.

The information not only open doors to the pursuit of as-yet unresolved research inquiries, but could also be used in the future to diagnose illnesses in the hormone-producing organs, such as the adrenal gland, of infants.

Testing stress hormones: easy with grown-ups, hard with babies

Scientists usually test the stress hormones of grown-ups by placing test subjects in an experiment under stress-inducing conditions. Since a similar practice is, for ethical reasons, unthinkable to use with babies, it is rather more difficult to find out how well-developed their stress systems are. The German-Swiss research team circumvented this problem by observing a naturally occurring "stress situation" -- waking up. The cortisol-concentration in grown-ups rises after they wake up, presumably to prepare the body for the requirements of the day. At what age this cortisol-reaction develops has long been unclear.

Cortisol levels rise in babies upon waking up

Data from 64 newborns and infants between the ages of three weeks and six months were used in the study. On two days the infants' parents had their children suck on a small cotton swab at home, once right after waking up and once half an hour later. Through this saliva, the scientists determined the cortisol-concentration. The cortisol amount rose considerably after the infants awoke in 63 % of cases. Neither the hour that the child woke up nor breastfeeding after waking played any role in these findings.

The shorter the pregnancy, the less the cortisol-level rises

Instead the length of the pregnancy had an effect. The earlier the children were born, the less their cortisol-levels rose after they woke up. "The stress hormone system may be less mature in babies who were born after a shorter pregnancy, which could have negative consequences," assistant professor Marion Tegethoff, of the Faculty for Psychology at the University of Basel, said. Since cortisol can inhibit the immune system, the lack of cortisol-level rises could lead to excess immunological responses, similarly to what occurs with allergies.

Approaching new research questions through saliva tests

Stress increases the risk for mental disorders and bodily illnesses. There is now a new method available to investigate the stress systems easily in babies. Prof. Meinlschmidt, head of the Research Department of Psychobiology, Psychosomatics, and Psychotherapy at the LWL University Hospital in Bochum explains future research questions: "In some rodents the hormonal stress response in the first weeks of life is, for a specific timeframe, close to shut down -- perhaps to protect organs that are developing during this time. It is still unknown if there is a comparable phase in humans, since it has long been impossible, because of ethical reasons, to repeatedly assess the hormonal stress reaction."

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The above story is reprinted from materials provided by Ruhr-Universitaet-Bochum.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Marion Tegethoff, Nicole Knierzinger, Andrea H. Meyer, Gunther Meinlschmidt. Cortisol awakening response in infants during the first six postnatal months and its relation to birth outcome. Psychoneuroendocrinology, 2012; DOI: 10.1016/j.psyneuen.2012.08.002

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/mind_brain/mental_health/~3/fdklhiB5-MU/120828073300.htm

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Video: Hurricane Isaac's Impact on the Drought

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Source: http://video.msnbc.msn.com/cnbc/48815904/

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Microsoft SkyDrive for Android app is now available, joins its mobile counterparts for cloud access

Microsoft SkyDrive for Android app is now available, joins its mobile counterparts for cloud access

Microsoft's promise to bring a SkyDrive app to Android devices a few days ago has been kept. The folks in Redmond have announced that the aforementioned mobile software is now available for those who fancy Google's operating system. As you might expect, the list of features follows suit with the existing iOS and Windows Phone applications -- including multiple photo or video uploads, file sharing, opening stored files and file management with the ability to sort folders. While the app was built to work best with Android 4.0, it'll play nice with any handset that runs Gingerbread and above. If you're ready to install, a few clicks will do just that via the Google Play link below.

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Microsoft SkyDrive for Android app is now available, joins its mobile counterparts for cloud access originally appeared on Engadget on Tue, 28 Aug 2012 13:59:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/Zv3LJ9IKHmc/

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মঙ্গলবার, ২৮ আগস্ট, ২০১২

Real Estate Marketing Online | Drive Traffic Like A Nerd

real estate marketing

Real estate marketing online and driving traffic does not require you to be a technical nerd. As a matter of fact, you are about to see how easy it really is.

The Real Estate industry may have taken it on the chin lately, but it does not mean you should quit. What you should be doing is focusing your marketing where it counts, online.

One common belief is that online marketing with any business is far too complicated to learn. Many actually go as far as to believe you will need education in coding, PHP and learning how algorithms work. This is not true at all, as a matter of fact, you need not be a ?techie nerd? at all.

Of course a little search engine optimization or search marketing knowledge is good to learn, but even this is simple, so simple in fact that anyone can master it in just a few hours or days. Now on to some ideas for you real estate agents and brokers.

If you are not blogging, making videos and connecting your content to your social media profiles, you are missing out on the fundamentals that can truly boost not only your leads, but your sales as well.

There are only a few simple platforms and tools (other than Craigslist) you need to master, and a few strategies as well. Here are a few platforms you will most definitely need to know:

  1. Basic Understanding of SEM (search engine marketing)
  2. Knowing and applying good keyword research and usage.
  3. Creating a simple blog.
  4. Content creation (blogging).
  5. Video marketing
  6. Social media marketing (Google plus, Facebook and Twitter pages) This will also include local sites like Craigslist and the like.
  7. Sales funnel creation.
  8. And, last but not least, E-mail marketing (building, managing and converting your list).

While this may seem like a lot of learning and work, know this, it took me less than an hour to create this article/post. Excuses will be just that for not applying what you need to apply, excuses.

Having friends in the Real Estate business, it has been a pleasure helping them to dominate their local search engines through some very simple strategies, using these simple platforms.

Creating a presence online is as simple as WordPress. This simple and easy to use content management system is perfect for creating what the search engines are looking for today, information. Think about it like this; if Google, Yahoo and Bing are looking for information, should you not be in the business of creating it?

Blogging allow for the perfect compliment of what these search engines are looking for, your information. So, start creating already.

Once the basics are understood above, the one major question you will most likely have is ?what? kind of information should you create? Should you be a salesman and list every home for sale you have? or, should you do less selling and be more information driven? Remember the last couple paragraphs? Then the answer is information.

Taking a look at what interests people in your community, the reason they moved to your town or city in the first place, remembering that and creating content around that is the perfect place to start.

You like me, probably live in a nice community. You like me enjoy what your city or town has to offer it?s members. Like Ashland, Oregon where I am from. Here we have the world famous Oregon Shakespeare Festival. What a wonderful addition to my blog! Talking about my community and it?s happenings is a great way to get traffic to your site that may not have been interested otherwise.

?Well Dave, this is not about selling tickets to a play, I want to sell homes!? Understood. But today things are quiet different in the advertising industry. Today people have access to much more information, and in an instant. What if someone was looking at a town near Ashland, but just so happened to be looking at the outlying area, and what if they noticed your post and, your ?call to action? on the sidebar?

In today?s marketplace, the real estate agent should be creating solid content, solid information. Media rich content like blogposts, videos and even snapshots shared on your social media profiles, not just links.

Real estate marketing online should not be dependent upon your local MLS and some crazy little magazine of a thing at the local minute market, it should be about you being a part of and sharing your community online. And you don?t have to be a techie nerd to do it.

Source: http://ebloggerpro.com/real-estate-marketing-online-drive-traffic-like-a-nerd

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Study explores injury risk in military Humvee crashes

ScienceDaily (Aug. 27, 2012) ? A new report by researchers from the Johns Hopkins Center for Injury Research and Policy examines the risk factors for injuries to U.S. military personnel from crashes involving highly mobile multipurpose wheeled vehicles (HMMWVs), more commonly known as Humvees. According to the study, involvement in combat and serving as the vehicle's operator or gunner posed the greatest risk for injury. It is the first published analysis of factors associated with Humvee injury risk in a deployed setting, and is in the August issue of the journal Military Medicine.

According to the U.S. Department of Army, motor vehicle crashes -- both privately owned and military vehicles -- account for nearly one-third of all U.S. military fatalities annually and are among the top five causes of hospitalization for personnel.

"Nearly half of all those involved in motor vehicle crashes in Iraq, Kuwait, and Afghanistan from 2002-2006 were in Humvees at the time of the crash," said principal investigator Keshia Pollack, PhD, an associate professor with the Johns Hopkins Center for Injury Research and Policy and the Johns Hopkins Bloomberg School of Public Health. "It's critical that we consider risk factors for these crashes, and use this knowledge to develop injury prevention programs and policies," she said. For example, given the association between being in a combat setting (versus crashes that do not occur during combat situations and injury), training for the military in combat-like situations through simulation or live-training exercises for all drivers could be important. Similarly, as gunners are often in an exposed position on top of the vehicle, equipment or devices that protect them from injury in rollover crashes should be explored.

The authors, who included researchers from the U.S. Army as well as the Johns Hopkins Center for Injury Research and Policy, used data on U.S. Army vehicle crashes from 1999 to 2006 collected by the Army Safety Management Information System. The total documented cases of crashes was narrowed to focus on the sub-population of active duty U.S. Army, Army Reserve, and National Guard soldiers involved in military vehicle crashes in the countries of Iraq, Kuwait, and Afghanistan, occurring during Operation Iraqi Freedom and Operation Enduring Freedom.

"The finding that the odds of being injured when the crash occurred in combat indicates that in a high-stress situation, the soldier may be distracted or less likely to take self-protective measures or follow safety regulations," said study co-author Susan P. Baker, MPH, a professor with the Johns Hopkins Center for Injury Research and Policy. "As motor vehicle crashes are responsible for one-third of all U.S. military deaths annually, it's imperative that significant measures be taken to save lives."

The research was funded by grants from the Centers for Disease Control and Prevention to the Johns Hopkins Center for Injury Research and Policy, and the Defense Safety Oversight Council through Concurrent Technologies Corporation. Dr. (CPT) Samuel Peik, an army physician who completed his MPH with the Johns Hopkins Center for Injury Research and Policy in 2010, is first author on the paper, "Injuries to Deployed U.S. Army Soldiers Involved in HMMWV Crashes, 2002-2006." Additional authors are Michelle Canham-Chervak, PhD, MPH, and Keith Hauret, MSPH, MPT.

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The above story is reprinted from materials provided by Johns Hopkins Bloomberg School of Public Health.

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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/RilQTsY_xdc/120827142004.htm

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You Should Spread It Out In A 401k With Stock Market Options

A 401k plan is the most common retirement plan that people take out. Currently you can invest up to 15% of your salary into the fund. The money you invest is pre-tax which means it lowers the amount of tax you are paying out of your salary.

Bear in mind that your 401(k) is designed with a specific purpose in mind -to provide you with an income when you retire. For this reason it is not made easy for you to access these funds for any other reason.

An IRA or Individual Retirement Account is quite a different beast. You?ll discover that there are much stricter terms and conditions on IRAs compared to a 401(k). To start with if your employer offers a 401(k) you would have be earning very little to qualify for the ax deductions allowed.

There?s no denying that planning for you financial retirement can be daunting and confusing at the best of times. It?s no wonder that many people make crucial mistakes when trying to deal with their retirement plans. But don?t worry, here I will outline the most common errors people make when planning their 401(k) retirement fund.

The chances are that some of your 401(k) will be invested in the stock market. As we all know markets can be unpredictable and if you take your eye off the ball, your savings could be wiped out in an instant. It?s not worth risking your retirement funds on volatile stocks that seem to promise a hog return if you stay invested. It?s a much better policy to back larger established companies that have been around for may years and have transparent balance sheets (unlike some of the major investment banks that crashed in 2008).

It is really never too early to formulate a detailed retirement plan, however before you take a dive; you should make sure that the water is clear. Investing for retirement process requires a detailed planning to get the results you desire. I am sure that with few tips I provide you here, you can just start making most out of your retirement planning.

Say for example you get $ 50,000 in one year and make a contribution of $16,500, and then you?d have to give federal income tax on $33,500 only. Income taxes in the states vary. After you cross 50 years of age, you are permitted a catch up contribution of extra $5000 every year.

A Roth IRA is one of the best ways to save for retirement outside of your 401K. It is funded with after tax dollars making it so that you will not have to pay taxes when it is used. You can also use the money you deposited without penalty before age 59. These options make this a great way to save.

Many people will be working longer than individuals in the past, but we will also be living longer. Find something you enjoy doing and consider making a part time business out of it and this will give you further options during your golden years. As long as you plan for the future, you will be headed in the right direction.

For self-employed individuals, you can opt for a Keogh plan. This is basically the same as a IRA but tailored for the individual who pays his own taxes. Small business owners may be interested in a SEP ( Simplified Employee Pension Plan). These are slightly easier to administer but are essentially the same as Keogh plan.

Visit the source at: http://www.prlog.org/10761542-stock-market-timing-necessary-if-economy-goes-south.html

Source: http://all-credit-repair.net/credit-repair/3737/you-should-spread-it-out-in-a-401k-with-stock-market-options/

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সোমবার, ২৭ আগস্ট, ২০১২

Auto Insurance: Auto Insurance - A Necessity for Car Owners

When you buy or acquire a car, it is recommended to have auto insurance for your protections. Although some states mandate car insurance for car owners, many cars owners still defy this notion of getting insurance for their car for the plain reason that they can get away without having one.

Auto insurance is your primary financial protection when something happens to your car in the event of traffic collisions. Most of these auto insurance companies cover the insured party, the insured vehicle, the third parties and third party such as theft and fire. Although there are policies that only cover the specified circumstances in which the car is insured independently such as against theft, physical and fire damage.

If you are getting insurance for your car, it is best to have a full coverage car insurance to lessen your burdens in the event your car is involved in a road mishap. This gives you more flexibility in making claims and most car insurance companies offer incentives and when calculated in terms of scopes of coverage, you definitely save more than paying lower insurance premiums for separate insurance policies. A full coverage insurance does not only protect you in one separate circumstance but to all that may arise in the event your car is involved in any cases such as theft, fire and damages outside collision.

Age is considered as one risk that affects the amount of premiums in car insurance. Auto insurance for senior citizens has lower premiums because they are considered to have lesser miles driven compared against those of teenagers and adults. Veterans fall under this category risk because they are often older than 55 years old and may find discounts when they scout for insurance for their car. Auto insurance for veterans has lower premiums because it is assumed that veterans have lower accident risks compared to regular car owners. Veterans are presumed to be law-abiding, low miles drivers and have good payment standing because of their regular retirement and pension pay.

If you are a Veteran and looking for auto insurance for your new car or wanting to renew your existing insurance policy, you need to consider several factors before buying. Since most of car insurance companies have their own website, you will have a wide range of choices when you surf the net and good reputation is one important factor that you must consider. Read reviews about your insurance company and get insights on what people have to say about the insurance company. Compare discounts and choose those that will give you more savings. Remember that car insurance for your car is not a luxury but a necessity.

To get thoughts and guidelines on how to save on auto insurance for veterans as well as find out about real truth about the importance of car insurance companies follow to autoinsurancemonitor.com.


Source: http://thedaneofpain.blogspot.com/2012/08/auto-insurance-necessity-for-car-owners.html

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